Tuesday, April 8, 2014

Neutrality of Money

Laura Kielek
Dr. Kassens
Econ 122
8 April 2014


The neutrality of money is described as when the money supply only impacts nominal variables. This includes prices, nominal GDP that measures the dollar value of the economy’s output of goods and services, and wages and exchange rates. This means money supply would have no affect on unemployment levels or real prices, which are labeled as real variables (“Neutrality of Money”, 2014).

Nominal variables are measured in monetary units instead of physical units, which are real variables. The separation of these two variables is defined as classical dichotomy, and this classical analysis states that nominal variables are influenced by developments in the economy’s monetary system, and money is not valid to explain real variables (Mankiw, 2012, p. 353).

Changes in the supply of money only affect nominal variables, price levels, dollar wages, and all other dollar values are changeable, but not the real variables including production, employment, real wages, and real interest rates. This described the term, monetary neutrality, and it is also defined as the irrelevance of monetary changes for real variables. Most economists believe that monetary changes affect real variables in the short run (within one or two years). Although, monetary changes do have powerful effects on nominal variables in the long run, but only slight effects on real variables (Mankiw, 2012, p. 354).

The Federal Reserve controls the supply of money in our economy, which is the quantity of money that is made available in the economy. Monetary policy is said to be decisions by policymakers concerning the money supply (Mankiw, 2012, p. 330).

Central banks oversee the money supply and have control to change the money supply when it is necessary ("Neutrality of Money", 2014). The Fed can change the money supply by changing the quantity of reserves. This change is done by either buying or selling bonds in open-market operations, or it is done by making loans to banks. In open-market operations, the Fed  buys or sells government bonds. This can be done very easily and it is used to change the money supply by a small or a large amount without having to worry about the law or bank regulations. Also, the Fed can change the money supply by changing the discount rate, which is the interest rate on the loans that the Fed makes to banks (Mankiw, 2012, p. 337).

Monetary policy is useful when in the presence of money neutrality because the decisions that are made to affect the money supply are in order to prevent inflation, debt, and have a stable economy with a level GDP. Since only nominal variables are affected with the neutrality of money, the central banks and the Fed must be attentive when changing the money supply.


References

(2014). Neutrality of money. Investopedia US, A Division of IAC.


Mankiw, N.G. (2012). Principles of macroeconomics (6th ed.). Mason, OH: South-Western Cengage Learning.

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