Tuesday, April 8, 2014

Neutral Money

Jessica Hopkins
Dr. Kassens
ECON 122
Tuesday, April 8, 2014
Neutral Money
            For many years, people used a bartering system in order to receive goods and services. This was a hard system to follow. When a person wanted a good or service, they needed to have a specific good or service that the provider wanted to trade for. Finding people to trade for the needed good was very time consuming. Therefore, money was created to make trading easier and less time consuming.  According to Mankiw (2012), money is the most liquid assets that are used to purchase goods and services regularly (p. 324).
            Money is a key part in the economy. When money supply changes, it affects the economy. For example, Mankiw (2012) states that when too much money is made, the economy goes under inflation (p. 331).
            According to Bilo and Wagner (2012), neutral money, however, is supposed to help keep the economy at a long-run equilibrium (p. 1). Mankiw (2012) defines monetary neutrality as when money supply changes, the real variables do not change, only the nominal variables change (p. 354). Some of the real variables that remain unchanged, for example, is quantity of labor supplied, quantity of labor demanded, and total employment. Haughton and Iglesias (2013) agree and say that when the money supply increases, it only increases the rate of inflation. With the help of the market forces, the economy reaches a long-run equilibrium point and eventually will increase money stock (p. 26).
            Mankiw (2012) argues that monetary neutrality is not realistic. This is because in the short-run, a change in money supply will cause more complexity which makes things more confusing. Therefore, monetary changes do affect real variables in a short-run (p. 354). However, Masciandaro (2014) says that as a market becomes more stable, the more risk the monetary policy has in only inflation.
            One application of monetary neutrality is the Fisher effect. Mankiw (2012) defines the Fisher effect as an adjustment of the nominal interest rate and the inflation rate. He also uses an equation where nominal interest rate equals the sum of the real interest rate and the inflation rate that shows how the monetary neutrality is in effect with monetary policy (p. 359). Since the real interest rate is a part of the sum for nominal interest rate, it does not get affected by the change in inflation rate. Therefore, this shows that the real variables are not being changed since the real interest rate is not affected. This relates to the previous definition of monetary neutrality.



References
Bilo, S., and Wagner R. E. (2012). Neutral money: Historical fact or analytical artifact. GMU Working Paper in Economics: No. 12-37, 1-27. http://dx.doi.org/10.2139/ssrn.2139373
Haughton, A. Y., and Iglesias, E. M. (2013). Assessing long-run money neutrality in monetary unions. International Journal of Finance and Economics, 18 (1), 25-50. doi: 10.1002/ijfe.455 http://eds.a.ebscohost.com/ehost/pdfviewer/pdfviewer?sid=20e3047a-0bdb-47d7-9ea6-743d6997172e%40sessionmgr4004&vid=8&hid=4111
Mankiw, G. N. (2012). Principles of macroeconomics. Mason, OH: South-Western Cengage Learning.
Masciandaro, D. (2014). Bankers, bureaucrats, and central bank politics: The myth of neutrality Journal of Economic Literature, 52 (1), 223-226. http://eds.b.ebscohost.com/ehost/detail?sid=a00e3fbd-d1d8-4cca-8c43-33b36be44f76%40sessionmgr112&vid=6&hid=116&bdata=JnNpdGU9ZWhvc3QtbGl2ZQ%3d%3d#db=eoh&AN=1419497


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